Home Insurance Costs with Deductible Scenarios in Allegany County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Allegany County, NY	$73300	$857	$1,180
Burns, NY	$74500	$427	$588
Clarksville, NY	$62600	$434	$598
Stannards, NY	$77200	$426	$587
Hornellsville, NY	$104300	$426	$586
Birdsall, NY	$67100	$432	$594
Grove, NY	$83300	$424	$584
Houghton, NY	$112200	$429	$590
North Hornell, NY	$135700	$446	$614
Centerville, NY	$79800	$426	$586

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Impact of Coverage Amount on Home Insurance Cost In Allegany County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,844
$200,000	$4,897
$300,000	$6,429
$400,000	$7,901
$500,000	$10,113
$750,000 to $1000,000	$11,693
Above $1000,000	$13,827

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Allegany County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Allegany County, NY Average Home Insurance Cost	$1,194.264
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-29.736

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Top Homeowners Insurance Companies in Allegany County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
Preferred Insurance	$900
Narragansett Bay	$786
State Farm	$748

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Allegany County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-167	1027
One Claim	+107	1302
Two Claims	+143	1338

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