Home Insurance Costs with Deductible Scenarios in Binghamton, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Binghamton, NY	$87500	$857	$1,180
Nanticoke, NY	$123200	$435	$599
Coventry, NY	$111300	$428	$589
Union, NY	$110500	$857	$1,180
Hallstead, PA	$92400	$413	$568
Vestal, NY	$145300	$425	$584
Chenango Bridge, NY	$136100	$447	$615
Greene, NY	$127000	$683	$940
Bridgewater, PA	$187000	$557	$767
Kirkwood, NY	$102500	$677	$932

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Impact of Coverage Amount on Home Insurance Cost In Binghamton, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,276
$200,000	$3,882
$300,000	$5,632
$400,000	$6,903
$500,000	$8,836
$750,000 to $1000,000	$10,216
Above $1000,000	$12,080

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Binghamton, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Binghamton, NY Average Home Insurance Cost	$1,194.264
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-29.736

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Top Homeowners Insurance Companies in Binghamton, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,108
Travelers	$847
NYCM Insurance	$812
Narragansett Bay	$786

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Binghamton, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-155	1039
One Claim	+107	1302
Two Claims	+155	1350

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