Home Insurance Costs with Deductible Scenarios in Buffalo, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Buffalo, NY	$77800	$873	$1,201
Elma Center, NY	$250700	$690	$949
North Tonawanda, NY	$112600	$880	$1,211
Grand Island, NY	$193700	$500	$688
Newstead, NY	$134000	$677	$932
Niagara Falls, NY	$69900	$880	$1,211
Kenmore, NY	$119900	$689	$948
Orchard Park, NY	$228100	$524	$720
Angola, NY	$113400	$429	$591
Sloan, NY	$74900	$427	$588

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Impact of Coverage Amount on Home Insurance Cost In Buffalo, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,806
$200,000	$4,665
$300,000	$6,198
$400,000	$7,687
$500,000	$9,839
$750,000 to $1000,000	$11,377
Above $1000,000	$13,452

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Buffalo, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Buffalo, NY Average Home Insurance Cost	$1,215.216
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-8.784

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Top Homeowners Insurance Companies in Buffalo, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Allstate	$1,192
Preferred Insurance	$900
Travelers	$847

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Buffalo, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-170	1045
One Claim	+61	1276
Two Claims	+158	1373

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