Home Insurance Costs with Deductible Scenarios in Cattaraugus County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cattaraugus County, NY	$86500	$880	$1,211
Great Valley, NY	$118200	$432	$594
Cattaraugus County, NY	$86500	$880	$1,211
Leon, NY	$76500	$426	$587
Mansfield, NY	$145600	$457	$628
Napoli, NY	$78800	$426	$586
Delevan, NY	$95500	$424	$583
Otto, NY	$120400	$433	$596
East Otto, NY	$103400	$425	$585
Machias, NY	$100200	$424	$584

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Impact of Coverage Amount on Home Insurance Cost In Cattaraugus County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,469
$200,000	$4,061
$300,000	$5,925
$400,000	$7,018
$500,000	$8,983
$750,000 to $1000,000	$10,387
Above $1000,000	$12,282

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Cattaraugus County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cattaraugus County, NY Average Home Insurance Cost	$1,225.692
State Average Home Insurance Cost	$1,164
Difference Vs national Average	1.692

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Top Homeowners Insurance Companies in Cattaraugus County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
The Hanover	$1,229
Allstate	$1,192
Chubb	$782

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Cattaraugus County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1054
One Claim	+98	1324
Two Claims	+147	1373

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