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Home Insurance Costs with Deductible Scenarios in Cayuga County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cayuga County, NY $120000 $880 $1,211
Village Green, NY $100700 $424 $584
Union Springs, NY $125000 $437 $601
Fleming, NY $186400 $523 $719
Brutus, NY $121900 $434 $598
Junius, NY $94400 $424 $583
Port Byron, NY $79700 $426 $586
Tyre, NY $94300 $424 $583
Jordan, NY $98300 $424 $584
Ledyard, NY $175800 $503 $692

Impact of Coverage Amount on Home Insurance Cost In Cayuga County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,073
$200,000 $3,047
$300,000 $3,940
$400,000 $4,949
$500,000 $6,335
$750,000 to $1000,000 $7,325
Above $1000,000 $8,661


Cayuga County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cayuga County, NY Average Home Insurance Cost$1,225.692
State Average Home Insurance Cost$1,164
Difference Vs national Average1.692

Top Homeowners Insurance Companies in Cayuga County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
Travelers $847
NYCM Insurance $812
MetLife $742

Cayuga County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -147 1079
One Claim +61 1287
Two Claims +172 1397