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Home Insurance Costs with Deductible Scenarios in Chautauqua County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Chautauqua County, NY $85800 $880 $1,211
Brocton, NY $71500 $429 $590
Harmony, NY $82600 $425 $585
Ellington, NY $87700 $424 $583
Bemus Point, NY $203600 $561 $772
Stockton, NY $95900 $424 $583
Kennedy, NY $67100 $432 $594
Ripley, NY $80100 $426 $586
Sheridan, NY $118200 $432 $594
Westfield, NY $89900 $424 $583

Impact of Coverage Amount on Home Insurance Cost In Chautauqua County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,563
$200,000 $4,105
$300,000 $5,826
$400,000 $7,112
$500,000 $9,103
$750,000 to $1000,000 $10,526
Above $1000,000 $12,446


Chautauqua County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Chautauqua County, NY Average Home Insurance Cost$1,225.692
State Average Home Insurance Cost$1,164
Difference Vs national Average1.692

Top Homeowners Insurance Companies in Chautauqua County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Nationwide $1,108
Chubb $782
State Farm $748
MetLife $742

Chautauqua County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -172 1054
One Claim +86 1311
Two Claims +159 1385