Home Insurance Costs with Deductible Scenarios in Chenango County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Chenango County, NY	$95900	$857	$1,180
Cincinnatus, NY	$97400	$424	$584
Guilford, NY	$95300	$424	$583
Pitcher, NY	$73400	$428	$589
Taylor, NY	$98600	$424	$584
Preston, NY	$90400	$424	$583
North Norwich, NY	$96900	$424	$584
Smithville Flats, NY	$100500	$424	$584
Smithville, NY	$98500	$424	$584
Otselic, NY	$76800	$426	$587

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Impact of Coverage Amount on Home Insurance Cost In Chenango County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,092
$200,000	$3,638
$300,000	$5,206
$400,000	$6,299
$500,000	$8,063
$750,000 to $1000,000	$9,323
Above $1000,000	$11,023

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Chenango County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Chenango County, NY Average Home Insurance Cost	$1,194.264
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-29.736

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Top Homeowners Insurance Companies in Chenango County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Nationwide	$1,108
Travelers	$847
Narragansett Bay	$786

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Chenango County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-167	1027
One Claim	+107	1302
Two Claims	+143	1338

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