Home Insurance Costs with Deductible Scenarios in Clay, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Clay, NY	$142300	$439	$605
Syracuse, NY	$91100	$857	$1,180
Galeville, NY	$100300	$424	$584
West Monroe, NY	$127200	$438	$603
Volney, NY	$101800	$695	$957
LaFayette, NY	$163100	$481	$662
Clay, NY	$142300	$439	$605
Lyncourt, NY	$92600	$424	$583
Minoa, NY	$136900	$447	$616
North Syracuse, NY	$102900	$689	$948

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Impact of Coverage Amount on Home Insurance Cost In Clay, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$396
$200,000	$1,302
$300,000	$1,650
$400,000	$2,087
$500,000	$2,671
$750,000 to $1000,000	$3,089
Above $1000,000	$3,652

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Clay, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Clay, NY Average Home Insurance Cost	$612.07
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-611.93

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Top Homeowners Insurance Companies in Clay, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,108
USAA	$1,038
Travelers	$847
Narragansett Bay	$786

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Clay, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-73	539
One Claim	+37	649
Two Claims	+73	686

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