Home Insurance Costs with Deductible Scenarios in Cortland County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cortland County, NY	$113900	$865	$1,190
McGraw, NY	$92200	$424	$583
Otselic, NY	$76800	$426	$587
Solon, NY	$96700	$424	$584
Virgil, NY	$154100	$467	$643
Munsons Corners, NY	$121600	$434	$597
Summerhill, NY	$116000	$431	$593
Cuyler, NY	$90000	$424	$583
Cincinnatus, NY	$97400	$424	$584
Fabius, NY	$140000	$450	$619

---

Impact of Coverage Amount on Home Insurance Cost In Cortland County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,000
$200,000	$3,333
$300,000	$4,069
$400,000	$5,279
$500,000	$6,757
$750,000 to $1000,000	$7,813
Above $1000,000	$9,238

---

---

Cortland County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cortland County, NY Average Home Insurance Cost	$1,204.74
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-19.26

---

Top Homeowners Insurance Companies in Cortland County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
Nationwide	$1,108
Narragansett Bay	$786
MetLife	$742

---

Cortland County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-157	1048
One Claim	+84	1289
Two Claims	+145	1349

---