Home Insurance Costs with Deductible Scenarios in Erie County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Erie County, NY	$139900	$437	$601
Lake Erie Beach, NY	$98600	$424	$584
North Collins, NY	$125700	$437	$602
North Boston, NY	$161500	$478	$658
Marilla, NY	$197000	$507	$698
Billington Heights, NY	$217300	$594	$817
Cattaraugus, NY	$87600	$424	$583
Elma Center, NY	$250700	$690	$949
Eggertsville, NY	$137200	$416	$572
Buffalo, NY	$77800	$873	$1,201

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Impact of Coverage Amount on Home Insurance Cost In Erie County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$458
$200,000	$1,226
$300,000	$1,818
$400,000	$2,171
$500,000	$2,779
$750,000 to $1000,000	$3,213
Above $1000,000	$3,799

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Erie County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Erie County, NY Average Home Insurance Cost	$608.19
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-615.81

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Top Homeowners Insurance Companies in Erie County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
Travelers	$847
NYCM Insurance	$812
Chubb	$782

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Erie County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-79	529
One Claim	+49	657
Two Claims	+85	693

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