Home Insurance Costs with Deductible Scenarios in Genesee County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Genesee County, NY	$111900	$880	$1,211
Alabama, NY	$105300	$426	$586
York, NY	$115700	$430	$592
Newstead, NY	$134000	$677	$932
Byron, NY	$114800	$430	$592
Covington, NY	$111800	$429	$590
Corfu, NY	$113700	$429	$591
Warsaw, NY	$111500	$695	$957
Gaines, NY	$86200	$424	$584
Perry, NY	$85900	$424	$584

---

Impact of Coverage Amount on Home Insurance Cost In Genesee County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,300
$200,000	$3,234
$300,000	$4,596
$400,000	$5,288
$500,000	$6,769
$750,000 to $1000,000	$7,826
Above $1000,000	$9,254

---

---

Genesee County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Genesee County, NY Average Home Insurance Cost	$1,225.692
State Average Home Insurance Cost	$1,164
Difference Vs national Average	1.692

---

Top Homeowners Insurance Companies in Genesee County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
The Hanover	$1,229
Preferred Insurance	$900
Chubb	$782

---

Genesee County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1054
One Claim	+86	1311
Two Claims	+159	1385

---