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Home Insurance Costs with Deductible Scenarios in Hamburg, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Hamburg, NY $153200 $453 $623
Grandyle Village, NY $146900 $458 $630
Marilla, NY $197000 $507 $698
Lancaster, NY $176300 $488 $672
Springville, NY $118400 $432 $595
Amherst, NY $186600 $487 $670
Collins, NY $101600 $683 $940
Grand Island, NY $193700 $500 $688
Erie County, NY $139900 $437 $601
Perrysburg, NY $109700 $427 $588

Impact of Coverage Amount on Home Insurance Cost In Hamburg, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $471
$200,000 $1,303
$300,000 $1,591
$400,000 $2,061
$500,000 $2,638
$750,000 to $1000,000 $3,050
Above $1000,000 $3,607


Hamburg, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hamburg, NY Average Home Insurance Cost$630.5
State Average Home Insurance Cost$1,164
Difference Vs national Average-593.5

Top Homeowners Insurance Companies in Hamburg, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
USAA $1,038
Narragansett Bay $786
State Farm $748

Hamburg, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -82 549
One Claim +57 687
Two Claims +76 706