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Home Insurance Costs with Deductible Scenarios in Henrietta, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Henrietta, NY $141300 $438 $603
Lakeville, NY $152800 $466 $641
Wheatland, NY $133600 $444 $611
Livonia Center, NY $165300 $485 $667
Victor, NY $258200 $600 $825
Churchville, NY $132000 $442 $609
Webster, NY $180200 $495 $681
Macedon, NY $143700 $423 $582
Chili, NY $142000 $421 $579
Rush, NY $190300 $531 $730

Impact of Coverage Amount on Home Insurance Cost In Henrietta, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $396
$200,000 $1,258
$300,000 $1,663
$400,000 $2,177
$500,000 $2,787
$750,000 to $1000,000 $3,222
Above $1000,000 $3,810


Henrietta, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Henrietta, NY Average Home Insurance Cost$610.13
State Average Home Insurance Cost$1,164
Difference Vs national Average-613.87

Top Homeowners Insurance Companies in Henrietta, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
Preferred Insurance $900
Travelers $847
MetLife $742

Henrietta, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -85 525
One Claim +31 641
Two Claims +79 689