Home Insurance Costs with Deductible Scenarios in Herkimer County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Herkimer County, NY	$95800	$865	$1,190
Arietta, NY	$183300	$517	$711
Morehouse, NY	$258300	$714	$982
Old Forge, NY	$200000	$552	$760
Hamilton County, NY	$164000	$449	$617
Forestport, NY	$124300	$436	$600
Greig, NY	$137100	$447	$616
Ohio, NY	$94400	$424	$583
Webb, NY	$267300	$744	$1,024
Inlet, NY	$307700	$892	$1,228

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Impact of Coverage Amount on Home Insurance Cost In Herkimer County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,086
$200,000	$3,907
$300,000	$4,831
$400,000	$6,244
$500,000	$7,992
$750,000 to $1000,000	$9,241
Above $1000,000	$10,927

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Herkimer County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Herkimer County, NY Average Home Insurance Cost	$1,204.74
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-19.26

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Top Homeowners Insurance Companies in Herkimer County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
The Hanover	$1,229
Travelers	$847
State Farm	$748

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Herkimer County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-145	1060
One Claim	+96	1301
Two Claims	+169	1373

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