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Home Insurance Costs with Deductible Scenarios in Irondequoit, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Irondequoit, NY $118600 $880 $1,211
North Gates, NY $115200 $430 $592
Pittsford, NY $270400 $634 $872
Riga, NY $153000 $433 $596
Irondequoit, NY $118600 $880 $1,211
Gates, NY $117100 $677 $932
Brockport, NY $115400 $689 $948
Walworth, NY $162200 $446 $614
Monroe County, NY $142300 $439 $605
Clarkson, NY $145500 $425 $584

Impact of Coverage Amount on Home Insurance Cost In Irondequoit, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,168
$200,000 $3,254
$300,000 $3,935
$400,000 $4,971
$500,000 $6,363
$750,000 to $1000,000 $7,357
Above $1000,000 $8,699


Irondequoit, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Irondequoit, NY Average Home Insurance Cost$1,225.692
State Average Home Insurance Cost$1,164
Difference Vs national Average1.692

Top Homeowners Insurance Companies in Irondequoit, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Narragansett Bay $786
State Farm $748

Irondequoit, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -147 1079
One Claim +61 1287
Two Claims +147 1373