Home Insurance Costs with Deductible Scenarios in Ithaca, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ithaca, NY	$233100	$618	$850
Montour, NY	$108600	$427	$588
Montour Falls, NY	$103800	$425	$585
Cayuta, NY	$77600	$426	$587
Genoa, NY	$143000	$454	$624
Erin, NY	$93400	$424	$583
Cortland, NY	$98200	$695	$957
Newfield Hamlet, NY	$102000	$425	$585
Virgil, NY	$154100	$467	$643
Northeast Ithaca, NY	$249900	$687	$946

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Impact of Coverage Amount on Home Insurance Cost In Ithaca, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$330
$200,000	$1,160
$300,000	$1,438
$400,000	$1,818
$500,000	$2,327
$750,000 to $1000,000	$2,691
Above $1000,000	$3,181

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Ithaca, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ithaca, NY Average Home Insurance Cost	$860.39
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-363.61

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Top Homeowners Insurance Companies in Ithaca, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Chubb	$782
State Farm	$748
MetLife	$742

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Ithaca, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-120	740
One Claim	+52	912
Two Claims	+120	981

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