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Home Insurance Costs with Deductible Scenarios in Jamestown, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Jamestown, NY $63900 $865 $1,190
Napoli, NY $78800 $426 $586
Carroll, NY $85300 $424 $584
Freehold, PA $102200 $431 $593
North Warren, PA $108300 $442 $608
Cassadaga, NY $102000 $425 $585
Randolph, NY $83800 $424 $584
Warren, PA $79300 $526 $723
Jamestown, NY $63900 $865 $1,190
Sugar Grove, PA $83300 $396 $544

Impact of Coverage Amount on Home Insurance Cost In Jamestown, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,926
$200,000 $5,606
$300,000 $7,464
$400,000 $9,195
$500,000 $11,770
$750,000 to $1000,000 $13,609
Above $1000,000 $16,091


Jamestown, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Jamestown, NY Average Home Insurance Cost$1,204.74
State Average Home Insurance Cost$1,164
Difference Vs national Average-19.26

Top Homeowners Insurance Companies in Jamestown, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
Travelers $847
Narragansett Bay $786
Chubb $782

Jamestown, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -169 1036
One Claim +60 1265
Two Claims +145 1349