Home Insurance Costs with Deductible Scenarios in Lancaster, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lancaster, NY	$176300	$488	$672
West Seneca, NY	$141500	$452	$622
Sloan, NY	$74900	$427	$588
South Lockport, NY	$92200	$424	$583
Clarence Center, NY	$265500	$738	$1,016
Grandyle Village, NY	$146900	$458	$630
Alexander, NY	$121800	$434	$598
Rapids, NY	$173700	$499	$687
Town Line, NY	$179500	$509	$700
Lackawanna, NY	$90100	$689	$948

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Impact of Coverage Amount on Home Insurance Cost In Lancaster, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$366
$200,000	$1,103
$300,000	$1,521
$400,000	$1,954
$500,000	$2,501
$750,000 to $1000,000	$2,892
Above $1000,000	$3,420

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Lancaster, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lancaster, NY Average Home Insurance Cost	$679.97
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-544.03

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Top Homeowners Insurance Companies in Lancaster, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Nationwide	$1,108
NYCM Insurance	$812
State Farm	$748

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Lancaster, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-82	598
One Claim	+61	741
Two Claims	+88	768

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