Home Insurance Costs with Deductible Scenarios in Livingston County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Livingston County, NY	$125000	$865	$1,190
Sparta, NY	$112600	$429	$590
Pavilion, NY	$119000	$432	$595
Cuylerville, NY	$104200	$426	$586
Warsaw, NY	$111500	$695	$957
Scottsburg, NY	$89400	$424	$583
Canaseraga, NY	$52000	$443	$610
Canadice, NY	$149700	$462	$635
West Bloomfield, NY	$120400	$433	$596
Dalton, NY	$89400	$424	$583

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Impact of Coverage Amount on Home Insurance Cost In Livingston County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,080
$200,000	$2,751
$300,000	$3,745
$400,000	$4,646
$500,000	$5,947
$750,000 to $1000,000	$6,876
Above $1000,000	$8,131

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Livingston County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Livingston County, NY Average Home Insurance Cost	$1,204.74
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-19.26

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Top Homeowners Insurance Companies in Livingston County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,108
Travelers	$847
Chubb	$782
MetLife	$742

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Livingston County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-145	1060
One Claim	+96	1301
Two Claims	+169	1373

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