Home Insurance Costs with Deductible Scenarios in Madison County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Madison County, NY	$132800	$857	$1,180
Chittenango, NY	$127100	$689	$948
Nelson, NY	$178400	$508	$699
Lenox, NY	$117100	$677	$932
Kirkland, NY	$177400	$470	$647
Pompey, NY	$236400	$543	$748
Earlville, NY	$85500	$424	$584
Wampsville, NY	$137500	$448	$617
Oneida, NY	$110000	$689	$948
Augusta, NY	$104200	$426	$586

---

Impact of Coverage Amount on Home Insurance Cost In Madison County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,070
$200,000	$2,627
$300,000	$3,722
$400,000	$4,534
$500,000	$5,804
$750,000 to $1000,000	$6,710
Above $1000,000	$7,935

---

---

Madison County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Madison County, NY Average Home Insurance Cost	$1,194.264
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-29.736

---

Top Homeowners Insurance Companies in Madison County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Preferred Insurance	$900
Narragansett Bay	$786
MetLife	$742

---

Madison County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-143	1051
One Claim	+96	1290
Two Claims	+143	1338

---