Home Insurance Costs with Deductible Scenarios in Monroe County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Monroe County, NY	$142300	$439	$605
Monroe County, NY	$142300	$439	$605
Parma, NY	$147100	$427	$587
Hilton, NY	$132600	$695	$957
Hamlin, NY	$113000	$689	$948
Irondequoit, NY	$118600	$880	$1,211
Webster, NY	$180200	$495	$681
Greece, NY	$130500	$880	$1,211
Bergen, NY	$120100	$433	$596
Middlebury, NY	$105700	$426	$586

---

Impact of Coverage Amount on Home Insurance Cost In Monroe County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$374
$200,000	$1,214
$300,000	$1,654
$400,000	$2,075
$500,000	$2,656
$750,000 to $1000,000	$3,071
Above $1000,000	$3,631

---

---

Monroe County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Monroe County, NY Average Home Insurance Cost	$612.07
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-611.93

---

Top Homeowners Insurance Companies in Monroe County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Allstate	$1,192
Preferred Insurance	$900
Travelers	$847

---

Monroe County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-73	539
One Claim	+43	655
Two Claims	+86	698

---