Home Insurance Costs with Deductible Scenarios in Niagara County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Niagara County, NY	$114800	$857	$1,180
Olcott, NY	$99000	$424	$584
Hartland, NY	$105900	$426	$586
Newfane, NY	$108600	$689	$948
Niagara County, NY	$114800	$857	$1,180
Ransomville, NY	$135800	$446	$614
Somerset, NY	$113200	$429	$591
Wilson, NY	$140400	$419	$577
Youngstown, NY	$152900	$466	$641
Porter, NY	$151700	$432	$594

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Impact of Coverage Amount on Home Insurance Cost In Niagara County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$861
$200,000	$3,132
$300,000	$4,026
$400,000	$5,163
$500,000	$6,609
$750,000 to $1000,000	$7,641
Above $1000,000	$9,035

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Niagara County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Niagara County, NY Average Home Insurance Cost	$1,194.264
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-29.736

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Top Homeowners Insurance Companies in Niagara County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Preferred Insurance	$900
Travelers	$847
Chubb	$782

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Niagara County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-155	1039
One Claim	+84	1278
Two Claims	+155	1350

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