Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Niagara Falls, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Niagara Falls, NY $69900 $880 $1,211
Rapids, NY $173700 $499 $687
Grand Island, NY $193700 $500 $688
Wilson, NY $140400 $419 $577
Clarence, NY $271300 $704 $969
Tuscarora Nation, NY $75900 $426 $587
Harris Hill, NY $211200 $486 $669
South Lockport, NY $92200 $424 $583
Wheatfield, NY $197000 $458 $631
North Tonawanda, NY $112600 $880 $1,211

Impact of Coverage Amount on Home Insurance Cost In Niagara Falls, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,835
$200,000 $5,026
$300,000 $7,059
$400,000 $8,564
$500,000 $10,962
$750,000 to $1000,000 $12,675
Above $1000,000 $14,987


Niagara Falls, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Niagara Falls, NY Average Home Insurance Cost$1,225.692
State Average Home Insurance Cost$1,164
Difference Vs national Average1.692

Top Homeowners Insurance Companies in Niagara Falls, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
Preferred Insurance $900
NYCM Insurance $812
Chubb $782

Niagara Falls, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -172 1054
One Claim +110 1336
Two Claims +172 1397