Home Insurance Costs with Deductible Scenarios in Oneida County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oneida County, NY	$120000	$873	$1,201
Verona, NY	$113300	$695	$957
Lenox, NY	$117100	$677	$932
Yorkville, NY	$92500	$424	$583
Sherrill, NY	$147500	$459	$631
Vienna, NY	$99800	$683	$940
Annsville, NY	$99400	$424	$584
Floyd, NY	$121500	$434	$597
Canastota, NY	$113300	$429	$591
Oneida County, NY	$120000	$873	$1,201

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Impact of Coverage Amount on Home Insurance Cost In Oneida County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,089
$200,000	$3,202
$300,000	$4,061
$400,000	$5,061
$500,000	$6,478
$750,000 to $1000,000	$7,490
Above $1000,000	$8,857

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Oneida County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oneida County, NY Average Home Insurance Cost	$1,215.216
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-8.784

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Top Homeowners Insurance Companies in Oneida County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$1,038
NYCM Insurance	$812
Narragansett Bay	$786
State Farm	$748

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Oneida County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-170	1045
One Claim	+73	1288
Two Claims	+170	1385

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