Home Insurance Costs with Deductible Scenarios in Ontario County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ontario County, NY	$156500	$457	$629
Jerusalem, NY	$169900	$492	$677
Hemlock, NY	$105600	$426	$586
Gorham, NY	$174800	$500	$689
Farmington, NY	$158800	$441	$607
Yates County, NY	$128900	$677	$932
Bristol, NY	$163400	$482	$663
Canadice, NY	$149700	$462	$635
Middlesex, NY	$136700	$447	$615
Naples, NY	$139500	$449	$618

---

Impact of Coverage Amount on Home Insurance Cost In Ontario County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$452
$200,000	$1,255
$300,000	$1,596
$400,000	$1,998
$500,000	$2,557
$750,000 to $1000,000	$2,957
Above $1000,000	$3,497

---

---

Ontario County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ontario County, NY Average Home Insurance Cost	$636.32
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-587.68

---

Top Homeowners Insurance Companies in Ontario County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
USAA	$1,038
Travelers	$847
MetLife	$742

---

Ontario County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-89	547
One Claim	+57	694
Two Claims	+76	713

---