Home Insurance Costs with Deductible Scenarios in Orleans County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Orleans County, NY	$93600	$865	$1,190
Kendall, NY	$112400	$429	$590
Albion, NY	$89700	$689	$948
Somerset, NY	$113200	$429	$591
Gaines, NY	$86200	$424	$584
Hamlin, NY	$113000	$689	$948
Lyndonville, NY	$87400	$424	$584
Orleans County, NY	$93600	$865	$1,190
Carlton, NY	$106800	$426	$587
Yates, NY	$96400	$424	$583

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Impact of Coverage Amount on Home Insurance Cost In Orleans County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,119
$200,000	$3,628
$300,000	$5,331
$400,000	$6,339
$500,000	$8,114
$750,000 to $1000,000	$9,382
Above $1000,000	$11,093

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Orleans County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Orleans County, NY Average Home Insurance Cost	$1,204.74
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-19.26

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Top Homeowners Insurance Companies in Orleans County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Preferred Insurance	$900
State Farm	$748
MetLife	$742

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Orleans County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-145	1060
One Claim	+72	1277
Two Claims	+145	1349

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