Home Insurance Costs with Deductible Scenarios in Oswego County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oswego County, NY	$97800	$880	$1,211
Minetto, NY	$118500	$432	$595
Central Square, NY	$144400	$455	$626
Volney, NY	$101800	$695	$957
Oswego, NY	$84200	$695	$957
Clay, NY	$142300	$439	$605
Brewerton, NY	$143900	$454	$625
Richland, NY	$102900	$689	$948
Lacona, NY	$103800	$425	$585
Pulaski, NY	$99700	$424	$584

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Impact of Coverage Amount on Home Insurance Cost In Oswego County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,335
$200,000	$3,636
$300,000	$4,797
$400,000	$6,325
$500,000	$8,096
$750,000 to $1000,000	$9,361
Above $1000,000	$11,069

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Oswego County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oswego County, NY Average Home Insurance Cost	$1,225.692
State Average Home Insurance Cost	$1,164
Difference Vs national Average	1.692

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Top Homeowners Insurance Companies in Oswego County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Nationwide	$1,108
Travelers	$847
MetLife	$742

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Oswego County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-147	1079
One Claim	+61	1287
Two Claims	+147	1373

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