Home Insurance Costs with Deductible Scenarios in Penfield, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Penfield, NY	$193800	$522	$719
Rush, NY	$190300	$531	$730
Webster, NY	$180200	$495	$681
Arcadia, NY	$96700	$677	$932
Greece, NY	$130500	$880	$1,211
Henrietta, NY	$141300	$438	$603
Hilton, NY	$132600	$695	$957
Brighton, NY	$171800	$461	$634
Rochester, NY	$79400	$857	$1,180
West Bloomfield, NY	$120400	$433	$596

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Impact of Coverage Amount on Home Insurance Cost In Penfield, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$396
$200,000	$1,134
$300,000	$1,561
$400,000	$1,829
$500,000	$2,341
$750,000 to $1000,000	$2,707
Above $1000,000	$3,201

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Penfield, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Penfield, NY Average Home Insurance Cost	$727.5
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-496.5

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Top Homeowners Insurance Companies in Penfield, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
USAA	$1,038
Narragansett Bay	$786
State Farm	$748

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Penfield, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-87	640
One Claim	+65	793
Two Claims	+102	829

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