Home Insurance Costs with Deductible Scenarios in Rochester, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Rochester, NY	$79400	$857	$1,180
Riga, NY	$153000	$433	$596
North Gates, NY	$115200	$430	$592
Rush, NY	$190300	$531	$730
Parma, NY	$147100	$427	$587
Wheatland, NY	$133600	$444	$611
Hilton, NY	$132600	$695	$957
Penfield, NY	$193800	$522	$719
Chili, NY	$142000	$421	$579
Rochester, NY	$79400	$857	$1,180

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Impact of Coverage Amount on Home Insurance Cost In Rochester, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,657
$200,000	$4,371
$300,000	$5,952
$400,000	$7,500
$500,000	$9,600
$750,000 to $1000,000	$11,100
Above $1000,000	$13,125

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Rochester, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Rochester, NY Average Home Insurance Cost	$1,194.264
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-29.736

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Top Homeowners Insurance Companies in Rochester, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
USAA	$1,038
Travelers	$847
NYCM Insurance	$812

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Rochester, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-143	1051
One Claim	+60	1254
Two Claims	+143	1338

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