Home Insurance Costs with Deductible Scenarios in Rome, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Rome, NY	$94900	$880	$1,211
Floyd, NY	$121500	$434	$597
Western, NY	$135500	$446	$614
New Hartford, NY	$155600	$437	$601
Yorkville, NY	$92500	$424	$583
Lee, NY	$129800	$689	$948
Ava, NY	$99500	$424	$584
Sherrill, NY	$147500	$459	$631
Oneida County, NY	$120000	$873	$1,201
Whitesboro, NY	$94100	$424	$583

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Impact of Coverage Amount on Home Insurance Cost In Rome, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,467
$200,000	$3,877
$300,000	$5,107
$400,000	$6,203
$500,000	$7,940
$750,000 to $1000,000	$9,180
Above $1000,000	$10,855

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Rome, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Rome, NY Average Home Insurance Cost	$1,225.692
State Average Home Insurance Cost	$1,164
Difference Vs national Average	1.692

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Top Homeowners Insurance Companies in Rome, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Travelers	$847
NYCM Insurance	$812
Chubb	$782

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Rome, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1054
One Claim	+86	1311
Two Claims	+172	1397

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