Home Insurance Costs with Deductible Scenarios in Seneca County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Seneca County, NY	$98400	$873	$1,201
Seneca, NY	$138300	$449	$618
Montezuma, NY	$92200	$424	$583
Fayette, NY	$109200	$427	$588
Waterloo, NY	$77800	$677	$932
Varick, NY	$144000	$454	$625
Ovid, NY	$99100	$424	$584
Penn Yan, NY	$99800	$677	$932
Potter, NY	$117300	$432	$594
Springport, NY	$123800	$436	$600

---

Impact of Coverage Amount on Home Insurance Cost In Seneca County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,165
$200,000	$3,473
$300,000	$4,907
$400,000	$6,193
$500,000	$7,927
$750,000 to $1000,000	$9,166
Above $1000,000	$10,838

---

---

Seneca County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Seneca County, NY Average Home Insurance Cost	$1,215.216
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-8.784

---

Top Homeowners Insurance Companies in Seneca County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Allstate	$1,192
Chubb	$782
MetLife	$742

---

Seneca County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-170	1045
One Claim	+61	1276
Two Claims	+158	1373

---