Home Insurance Costs with Deductible Scenarios in Tompkins County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Tompkins County, NY	$190100	$515	$708
Burdett, NY	$124000	$436	$600
Richford, NY	$82300	$425	$585
Dryden, NY	$166800	$453	$623
Montour, NY	$108600	$427	$588
Trumansburg, NY	$205600	$565	$778
Danby, NY	$182900	$516	$710
Cayuta, NY	$77600	$426	$587
Cortland, NY	$98200	$695	$957
Caroline, NY	$164900	$484	$666

---

Impact of Coverage Amount on Home Insurance Cost In Tompkins County, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$407
$200,000	$1,184
$300,000	$1,460
$400,000	$1,882
$500,000	$2,409
$750,000 to $1000,000	$2,785
Above $1000,000	$3,294

---

---

Tompkins County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Tompkins County, NY Average Home Insurance Cost	$716.83
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-507.17

---

Top Homeowners Insurance Companies in Tompkins County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,192
USAA	$1,038
Travelers	$847
Narragansett Bay	$786

---

Tompkins County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-100	616
One Claim	+57	774
Two Claims	+86	803

---