Home Insurance Costs with Deductible Scenarios in Utica, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Utica, NY	$89400	$873	$1,201
Litchfield, NY	$111300	$428	$589
Frankfort, NY	$109600	$689	$948
Barneveld, NY	$132500	$443	$610
Vernon, NY	$122500	$677	$932
Western, NY	$135500	$446	$614
Plainfield, NY	$90500	$424	$583
Winfield, NY	$111600	$429	$590
Paris, NY	$154500	$468	$644
Russia, NY	$153300	$467	$642

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Impact of Coverage Amount on Home Insurance Cost In Utica, NY

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,234
$200,000	$4,220
$300,000	$5,505
$400,000	$6,652
$500,000	$8,515
$750,000 to $1000,000	$9,845
Above $1000,000	$11,641

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Utica, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Utica, NY Average Home Insurance Cost	$1,215.216
State Average Home Insurance Cost	$1,164
Difference Vs national Average	-8.784

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Top Homeowners Insurance Companies in Utica, NY

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,324
Allstate	$1,192
USAA	$1,038
Preferred Insurance	$900

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Utica, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-170	1045
One Claim	+97	1312
Two Claims	+146	1361

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