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Home Insurance Costs with Deductible Scenarios in Wayne County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Wayne County, NY $118900 $865 $1,190
Wolcott, NY $80500 $425 $585
Wayne County, NY $118900 $865 $1,190
Ontario, NY $151800 $432 $594
Pultneyville, NY $155600 $470 $646
Williamson, NY $128600 $695 $957
Sodus, NY $98500 $689 $948
Sodus Point, NY $142600 $453 $623
Huron, NY $184600 $519 $714
South Lima, NY $121600 $434 $597

Impact of Coverage Amount on Home Insurance Cost In Wayne County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $959
$200,000 $2,938
$300,000 $4,079
$400,000 $5,161
$500,000 $6,606
$750,000 to $1000,000 $7,638
Above $1000,000 $9,032


Wayne County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Wayne County, NY Average Home Insurance Cost$1,204.74
State Average Home Insurance Cost$1,164
Difference Vs national Average-19.26

Top Homeowners Insurance Companies in Wayne County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
NYCM Insurance $812
Narragansett Bay $786
State Farm $748

Wayne County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -145 1060
One Claim +60 1265
Two Claims +169 1373